Accounts
Application fee
No fee
Onboarding fee
No fee
Service / monthly fee
No fee
Fee for closing an account
No fee
Top up of the account by another bank’s card
1.5% of the value of transaction
Top up of account by Paypoint
£1.7 per Transaction
Top ups other than through a card or Paypoint
No fee
Administration fee for Upload return
£25
Cards
Order a physical card
No fee
Replace your card
No fee
Delivery of cards (first time or replacement)
No fee
Card purchase
No fee
ATM withdrawals in £
1%
ATM withdrawal in foreign currency
1% (ATM provider may charge you additional FX fees)
ATM balance enquiry
No fee
Card cashback
0.3% local transfers,
0.6% international transfers
Transfers
BACS transfer out
No fee
BACS receipt of funds
No fee
CHAPS transfer out
No fee
CHAPS receipt of funds
No fee
Faster Payments transfer out
No fee
Faster Payments receipt of funds
No fee
SEPA transfer out
No fee
SEPA receipt of funds
No fee
Swift transfer out
No fee
Swift receipt of funds
No fee
Direct Debits
No fee
FX conversion
0.5% of the destination currency
Chargeback administration fee In limited circumstances only. Please refer to the Terms for more information.
£25
Request by Link
1.5%
Send to Card (from non-MyGuava cards)
1.5%
Account-to-Card
No transfer fees
Digital Wallet-to-Card
1.5% commission fee
Other banks' card-to-Card
1.5% commission fee