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Guavapay application is operated by Guavapay Canada Inc., a company registered in Canada (incorporation number 1194054-6) and having its registered address at 2 Bloor St W Suite 700, Toronto, Ontario M4W 3E2, Canada, is registered as a Money Services Business with FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) under number M20372330. Guavapay Canada Inc. is authorized to offer payment or transfer services but is not a bank or a deposit-taking institution. Accounts offered by Guavapay Canada Inc. are not deposit or bank accounts. Client funds are not deposits and are not protected by the CDIC deposit insurance or any other insurance or guarantee scheme.